As we came to the end of January, the global outlook looked very promising. We had finally moved into the transition period with confirmation that the UK would formally leave the EU on 31st January 2020, the global economic slowdown had appeared to bottom out and Central Banks were on track to hold rates stable for the most part of 2020. Early 2020 tensions in Iran had subsided and progress was being made in the US-China trade talks. By the end of January, however, the number of victims infected with COVID-19 in China had surpassed 10,000 and the world was beginning to sit up and take note as this pandemic was in early session.

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